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It is a common myth that law firms should only be consulted when a very large debt is involved. It can often be worthwhile instructing a law firm to pursue debts for even modest amounts (often no more than $1,000). Of particular relevance is the fact that the court-sanctioned recoverable amount as well as all the disbursement incurred will be added to the debt in the course of the legal action provided by the law firm and therefore, if successful, the debtor will end up paying most or all of the costs incurred in pursing the claim.

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