Business Risk

It has become more prevalent in recent times to carefully assess business risks and from a borrower’s perspective limit the risk to the immediate assets.

Proprietors are no longer willing to simply offer guarantees with supporting collateral securities over houses, investment properties and other similar assets. It has become more common to limit the extent of collateral securities to a specified sum that is necessary to fulfil the lender’s funding criteria.

We also advise clients it is important, should a family trust or other entity be called upon, to offer security securing a trading entities funding. Such a family trust essentially acts as a banker to the company and should receive security from the company as consideration for the securities it is offering.

Explore more in this section:

• Business Sales & Acquisitions
• Commercial Property
• Choosing the Right Business Entity
• Leasing including commercial property, chattels, plant & equipment
• Analysing (and minimising) Business Risk
• Shareholder Agreements and Disputes
• Company Structures
• Purchase of a Business
• Due Diligence
• Sale of a Business
• Financial Structures / Funding / Finance
• Creditor Issues
• Solvency Issues
• Liquidations & Winding Up
• Creditor Arrangements

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